Insurance for Scaffolding Contractors – Working Safely at Height
Insurance for Scaffolding Contractors – Working Safely at Height
Blog Article
Working at height brings high risk. That’s why insurance for scaffolding contractors is critical for compliance and safety. It protects businesses from injury claims, equipment loss, and site damage.
Key Policies
- Public Liability: Covers injury or damage to third parties (essential for high-risk industries)
- Tool and Equipment Cover: Protects against theft and loss
- Contract Works Insurance: Covers materials and partially completed jobs
- Workers’ Compensation: Required if you employ staff
Case Study
A scaffolder in Sydney dropped a steel plank, injuring a pedestrian. Their HMD-arranged liability policy covered $75,000 in damages.
Why a Broker is Essential
Brokers like HMD help:
- Tailor cover limits to job size and risk
- Avoid hidden exclusions
- Get certificates quickly for site approval
Conclusion
If you operate scaffolding, don’t risk fines or lawsuits. Let HMD secure insurance for scaffolding contractors tailored to your operations.